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ADB Bank Ltd. – Dambai Branch

ADB Bank Ltd. (Agricultural Development Bank) operates a branch in Dambai, the capital of Oti Region, serving individuals, businesses and agricultural enterprises across the region. The bank provides commercial banking services including savings accounts, loans, mobile banking and agricultural financing. ADB has a nationwide presence with branches in all sixteen regions of Ghana.

ADB Bankcommercial bankagricultural bankingDambaiOti Region
// Ananse's Deep Dive

Everything public about ADB Bank Ltd. – Dambai Branch

Overview

ADB Bank Ltd. (Agricultural Development Bank) operates a branch in Dambai, the capital of the Oti Region, providing comprehensive commercial and agricultural banking services to individuals, businesses, and farmers across the region. Established as Ghana's premier agricultural financing institution, ADB supports the region's predominantly agrarian economy with specialized loan products, savings accounts, mobile banking, and business financing. The Dambai branch serves as a critical financial hub for the Oti Region, which was carved out of the Volta Region in 2019.

History & Culture

The Agricultural Development Bank was established in 1965 by an Act of Parliament to provide credit and banking services specifically tailored to Ghana's agricultural sector and rural communities. Following the creation of the Oti Region in 2019 as Ghana's newest region with Dambai as its capital, ADB expanded its presence to ensure banking access in this largely agricultural area known for yam, maize, rice, and livestock production. The bank has evolved from a purely agricultural lender to a full commercial bank while maintaining its commitment to farming communities.

Key Facts
  • ADB Bank Ltd. is Ghana's oldest and largest agricultural development bank, established in 1965
  • The Dambai branch serves the Oti Region, Ghana's newest region created in 2019, with a population engaged predominantly in agriculture
  • ADB maintains branches in all sixteen regions of Ghana, ensuring nationwide coverage for agricultural and commercial banking
  • The bank offers specialized agricultural financing including crop loans, livestock financing, and equipment leasing for farmers
  • ADB provides digital banking services including mobile banking, internet banking, and agency banking to reach rural communities
How to visit

The ADB Dambai branch is located in Dambai town, the Oti Regional capital, accessible by road from Accra via Ho or from Tamale through Yendi. Banking hours are typically Monday to Friday during standard business hours. Visitors should bring valid identification for account opening or transactions, and can access services including account inquiries, deposits, withdrawals, loan applications, and mobile banking registration.

Fun fact

ADB Bank was instrumental in financing Ghana's Green Revolution initiatives and remains the only Ghanaian bank with a dedicated Agricultural Business Unit, making it uniquely positioned to serve the Oti Region where over 70% of the population depends on farming, fishing, and agricultural trade for their livelihoods.

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